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Our Service to you…

The expert advice we offer, combined with the volume of mortgages that our network, Mortgage Advice Bureau, arrange, places us in a very strong position to ensure that our customers have access to the latest deals available and receive a first-class service.

Our mortgage experts are available to provide you with the advice you need face-to-face or, if more convenient, over the phone or video conference at a time to suit you.  We take care of everything from explaining all of your options and helping you select the right mortgage, to choosing the most suitable protection for you and your family, and handling the whole application process.

If you’re still looking for the right property, we keep you updated on all the latest news and mortgage deals, and you can also be kept informed via our social media channels such as Facebook, LinkedIn, Twitter and Instagram.

Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.


New Home Owners

Why McGill Mortgages stand out…

We can provide face-to-face, video call and telephone advice for our customers.

We search 1,000s of mortgage deals to find the right one for our customers’ circumstances and needs. Some of the rates cannot be found on the high street and are exclusive to our network – Mortgage Advice Bureau.

We pride ourselves on our professional service, which continues throughout the lifetime of our relationship, not just when your mortgage completes.

We provide a full range of lifestyle and income protection cover to protect you from the unexpected.

We cover all aspects of property-related lending including Help to Buy, Buy-to-Let, Affordable Housing schemes and many more.

About Derek

Derek is a fully qualified Mortgage adviser and has been offering clients throughout the UK tailored solutions and recommendations since 2003 throughout the UK having been based in Edinburgh and the Scottish Borders for many years.

Derek’s passion is to ensure every step is kept simple, straightforward and stress free for his clients.

Derek is proud to have the Certificate of Excellence from Vouchedfor and appears in the 2021 Guide to Top Rated Financial Advisers distributed in The Times.

He offers expert mortgage advice on a local, regional and national level to UK consumers, both face to face, over the phone or via video conference calls at a time that suits you.


Whilst not working I like to spend time with my wife and kids. I am previous Vice Chairman of Lowland League club, Gala Fairydean Rovers where I have previously been a junior, youth and amateur team coach over the past number of years. You will also often find me at the side of a pitch supporting my boys teams in all weather.


Derek McGill

Managing Director


Need more details? Contact us

We are here to assist. Contact us by phone, email or via our social media channels.


I can’t thank Derek enough for his help in moving. He went above and beyond to help us and keep me calm throughout the process. He is very experienced and couldn’t have been more helpful.


Becks, Midlothian

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